SMS Terms & Conditions

These SMS Terms & Conditions ("SMS Terms") govern text messages sent by Guyton Stone ("we," "us," or "our"), an independent insurance sales representative licensed in the State of Florida (FL License P171393). Our SMS messaging program is intended for individuals in the United States who have requested a quote, consultation, or follow-up through guytonstone.com.

1. Program Description

Our SMS program is used to communicate with you about your insurance inquiry, including appointment confirmations and reminders, quote and application follow-ups, answers to your questions, and occasional service messages related to your request. We do not use SMS for marketing or promotional content unless you have separately opted in to receive it.

2. Opt-In and Consent

By providing your mobile phone number on our request form and checking the SMS consent box (or otherwise providing express written consent), you agree to receive recurring SMS messages from Guyton Stone at the number you provided. Consent is not a condition of any purchase. You may revoke consent at any time, as described below.

Message and data rates may apply. Message frequency varies based on your interaction with us — typically 1–6 messages per month, though more may be sent when actively coordinating an appointment or application.

3. Message Types You May Receive

• Confirmation that we received your request;
• Appointment scheduling, confirmations, and reminders;
• Follow-up questions about your insurance needs;
• Quote and application status updates; and
• Responses to questions you send us by text.

4. Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any message we send. Upon opting out, we will confirm your opt-out and discontinue further SMS messages, except for a single final confirmation or any messages required to complete an in-progress transaction you requested.

5. Help and Support

For help with our SMS program, reply HELP to any message, or contact us directly:

Guyton Stone
10691 US-441, Okeechobee, FL 34972
Phone: (863) 610-5003
Text: (863) 349-3242
Email: guytonstone@gmail.com

6. Carrier Support

Our SMS program is supported on the major U.S. wireless carriers. Participating carriers are not liable for delayed or undelivered messages. Message delivery is subject to your mobile carrier's terms and network availability.

7. Mobile Number Responsibility

You are responsible for ensuring the mobile number you provide is accurate and belongs to you. Please notify us if your number changes. If your number is reassigned to another person, we may treat continued messages as consent until we are notified otherwise or receive an opt-out.

8. Privacy

Information we collect through SMS is handled in accordance with our Privacy Policy. We do not sell your personal information.

9. No Emergency Communications

SMS is not a secure or reliable channel for emergencies. Do not rely on text messages for urgent matters. For time-sensitive needs, call us directly at (863) 610-5003 or text (863) 349-3242.

10. Changes to These SMS Terms

We may update these SMS Terms at any time. The "Last updated" date reflects the most recent revision. Continued participation in the SMS program after changes constitutes acceptance of the updated terms.

11. Contact

For any questions about these SMS Terms or our messaging program, contact us at the address or phone number above.