Privacy Policy

This Privacy Policy describes how Guyton Stone ("we," "us," or "our"), an independent insurance sales representative licensed in the State of Florida (FL License P171393), collects, uses, and protects information you provide through guytonstone.com (the "Site"). By using the Site or submitting a request for a quote or consultation, you consent to the practices described here.

1. Information We Collect

We may collect the following categories of information:

• Contact information you voluntarily provide, such as your full name, phone number, email address, and mailing address.
• Request details, including the topic of interest (e.g., life insurance, Medicare supplement), preferred meeting location, and any notes you share.
• Technical information collected automatically, such as IP address, browser type, device type, and pages visited, used to operate and improve the Site.
• Information for insurance quoting, which may include age, household details, and health-related preferences you choose to share during a consultation to obtain quotes from carriers.

2. How We Use Your Information

We use the information we collect to:

• Respond to your quote requests and schedule consultations;
• Provide information about insurance products and services;
• Communicate with you by phone, email, and SMS text message about your request;
• Forward necessary details to insurance carriers to obtain quotes or process applications;
• Comply with legal, regulatory, and licensing obligations; and
• Improve the content and functionality of the Site.

3. How We Share Your Information

We do not sell your personal information. We may share your information with:

• Insurance carriers, including Bankers Life and Casualty Company and its affiliates, to the extent necessary to provide quotes or service a policy;
• Service providers who help us operate the Site or our business (e.g., hosting, analytics, communications platforms), under contractual obligations to protect your information;
• Regulators and licensing authorities when required by law; and
• Successors or assignees in connection with a change of business structure.

4. SMS Text Messaging

With your consent, we may send SMS text messages to the mobile number you provide to confirm appointments, share quote information, and follow up on your request. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For full details, please review our SMS Terms & Conditions.

5. Cookies and Tracking

The Site may use cookies and similar technologies to remember preferences and analyze traffic. You can control cookies through your browser settings; disabling them may affect some features of the Site.

6. Data Retention

We retain personal information only as long as necessary to fulfill the purposes described in this policy, to comply with legal and regulatory recordkeeping requirements, and to resolve disputes.

7. Your Privacy Rights

Depending on your state of residence, you may have the right to access, correct, delete, or restrict the use of your personal information, and to opt out of the sale or sharing of personal information. To exercise any of these rights, contact us using the information below. We will not discriminate against you for exercising your rights.

8. Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

9. Children's Privacy

The Site is not directed to individuals under 18, and we do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us so we can delete it.

10. Regulatory Disclosures

Medicare / CMS: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. We are not affiliated with, endorsed by, or connected with the federal Medicare program.

Securities / FINRA / SEC: Securities offered through Bankers Life Securities, Inc., member FINRA/SIPC. Investment advisory services offered through Bankers Life Advisory Services, Inc. When you request investment or advisory information, we may collect financial details necessary to provide a suitable recommendation, and we share them only as needed with the appropriate affiliated entities and carriers.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact:

Guyton Stone
10691 US-441, Okeechobee, FL 34972
Phone: (863) 610-5003
Text: (863) 349-3242
Email: guytonstone@gmail.com